NOWO

NOWO is a savings app that helps you reach your financial goals faster through smart investing and flexible saving strategies. Whether you're saving for a pension, a dream holiday, your children's future, or any personal goal, NOWO gives you the tools, guidance, and expert support to make your money work harder than traditional bank accounts.

Take control of your savings journey with personalized advice tailored to your circumstances. When you set a savings goal in NOWO, the app calculates exactly how much you need to save and how often, then guides you step by step toward success. You choose the frequency that works for you—monthly, weekly, or daily contributions—and NOWO automatically tracks your progress. Best of all, your savings are protected by government deposit guarantees and investor protection schemes, so you can save with complete peace of mind.

NOWO invests your money in the Nowo Global Fund, a mixed fund rated highest by independent analysis company Morningstar. This means your savings grow through market returns, dramatically outpacing what you'd earn in a standard bank account. You participate in real wealth-building without needing investment expertise or large upfront capital.

Choose from multiple flexible savings methods designed around your lifestyle. Save a fixed amount every month, micro-save with everyday purchases through automatic cashback rewards at hundreds of partner stores, or earn money just by hitting your daily step goals—NOWO connects to your health app and rewards active living with free spins on the Wheel of Fortune. Staggered savings lets you save more after payday and less during lean weeks. Salary savings automate deposits on your chosen payday. Quick save lets you make one-off contributions instantly.

As a NOWO member, you also receive free pension analysis from an expert who reviews all your current pension terms, fees, and opportunities for improvement. This professional insight alone can save you thousands over your lifetime.

Getting started is simple: download NOWO free of charge, register using BankID, and open an investment savings account (ISK) directly in the app. Your savings automatically transfer to your ISK, and you're ready to begin building toward your dreams. Whether you're planning for retirement, education, or adventure, NOWO combines expert guidance, investment growth, and personalization to help you achieve your goals faster than ever before.